Financial Performance

Financial Position

Key financial indicators reflecting the growth, business position and financial strength of The Boudh Co-Operative Central Bank Ltd.

Key Financial Parameters

Position of the Bank on Various Financial Key Parameters

Comparative financial position of The Boudh Co-Operative Central Bank Ltd. for the financial years ending 31 March 2022, 31 March 2023 and 31 March 2024.

Financial Position Statement Based on the statutory audit figures presented by the Bank

Figures in ₹ Lakhs

FY 2023-24

Total Deposits

₹29,635.32

Lakhs

24.25% vs FY 2022-23

FY 2023-24

Loans & Advances

₹60,073.11

Lakhs

10.64% vs FY 2022-23

FY 2023-24

Working Capital

₹83,202.98

Lakhs

16.55% vs FY 2022-23

FY 2023-24

Net Profit

₹239.08

Lakhs

36.12% vs FY 2022-23

Asset Quality Indicator

NPA Percentage

4.35%

Capital Adequacy Indicator

CRAR

18.12

Comparative Financial Statement

Key financial parameters for three financial years

Figures in Lakhs

Financial position of The Boudh Co-Operative Central Bank Ltd. for 2022, 2023 and 2024.
Sl. No.	Particulars	Position as on 31.03.2022	Position as on 31.03.2023	Position as on 31.03.2024
1	Share Capital	4455.5	5788.53	6614.88
2	Reserves	2291.36	2390.31	2753.68
3	Deposits	23162.01	23851.7	29635.32
4	Borrowings	29743.16	30212.47	35363.51
5	Loans & Advances	49857.98	54296.53	60073.11
6	Loans Issued	42337.51	41924.32	49548.09
7	Investment	12360.61	11187.09	16291.07
8	Working Capital	67503.01	71389.9	83202.98
9	Per Employee Business	1460.4	1240.45	1470.37
10	Per Branch Business	6638.18	7104.39	8153.86
11	Recovery Principal (%)	82%	74%	79.43%
12	Interest (%)	76%	70%	72.22%
13	No. of Staff	50	63	61
14	Net Profit	141.94	175.64	239.08
15	NPA	3275.23	2829.16	2614.58
16	% of NPA	6.56%	5.21%	4.35%
17	CRAR	14.77%	16.62%	18.12
18	Cost Of Management	626.24	633.28	828.18
19	% of Cost of Management	0.92%	0.88%	0.99%